XRP Price Hits Record $3.65 as US Passes GENIUS & CLARITY Acts
US crypto regulation advanced as the House passed the GENIUS Act, setting stablecoin rules, and the CLARITY Act to define commodity and security assets. A third bill bans a US CBDC.
This legislative push helped the total crypto market cap top $4 trillion. Bitcoin reclaimed $120,000 and Ethereum rose above $3,600.
XRP price surged 20% to an all-time high of $3.65. Whale wallets added over 2.2 billion XRP since July.
On-chain metrics show record new addresses and transactions. Analysts at Standard Chartered and Bitget forecast the XRP price could reach $5–$7 by year-end.
Grayscale added XRP to its large-cap fund. Ripple’s RLUSD stablecoin launch and Dubai real estate tokenization highlight real-world use cases.
The convergence of regulatory clarity, a broad crypto rally and growing institutional investment signals a bullish inflection for XRP.
Bullish
The passage of the GENIUS and CLARITY Acts reduces regulatory risk for XRP. This clarity, combined with a broader crypto rally and increased institutional investment, has already driven a 20% surge in XRP price to an ATH. Whale accumulation and strong on-chain growth indicate sustained demand. In the short term, price momentum is likely to attract further speculative buying. Over the long term, clearer regulation and real-world use cases like RLUSD and real estate tokenization support fundamental adoption and liquidity. These factors suggest a bullish outlook for XRP.