African Stablecoin Market: Wetin True & Wetin Be Myths After Talk Wit 100 Bankers

Stablecoin adoption for Africa dey face serious gbege wit regulation and political palava. After make talk wit over 100 bankers, regulators and policymakers for 20 countries, Kredete CEO Adeola Adedewe don yarn big misconceptions dem and how e be for real. Some people dey think say Africa need their stablecoin, sey multiple VASP licences go open market sharp sharp, and sey make remote work fit replace local relationship. But na lie be that. Banks dey prioritize regulated forex channel, steady fiat settlement and strong KYC/AML processes. Only few countries like South Africa, Mauritius and Seychelles get full VASP framework wey dey work. Bankers dem dey reason based on risk story, no be LinkedIn post. Quickly check credibility na if bank fit get central bank ‘‘no objection’’ letter. Non-African founders dey underrate local partnership, regulation clearance and on-ground relations. Pilot wey go work need single channel workflow, fixed volume limits and strong reporting from day one. Stablecoin projects dey succeed when bank issue or bank back am, get audited reserve, clear redemption way and real-time regulator access. For strict forex areas, tokenized deposit and fiat APIs dey waka pass generic public-chain stablecoins. This analysis give entrepreneurs guidelines to run bank-led stablecoin pilot wey comply wit law for Africa market wey divided.