AI Founder Says XRP to Be Institutional-Only by 2030
Vincent Van Code, a software engineer and serial AI startup founder, forecasts that by 2030 native XRP tokens will no longer be sold directly to retail traders. Currently, XRP has a circulating supply of 65.2 billion tokens out of a total 100 billion, with 14.24 million already burned. Van Code argues that asset manager Bitwise’s choice of the “XRP” ticker for its new spot ETF reflects a broader shift toward making XRP a wholesale token, reserved for institutional settlement, custody and transfers on the XRP Ledger. Under his projection, retail investors will only access XRP via ETFs and market-maker vehicles. This timeline anticipates a full institutional takeover—banks, fund managers and treasury firms—locking up nearly all available XRP by 2030. Such institutional demand and restricted retail access could create a significant supply shock, underpinning long-term bullish price forecasts for XRP.
Bullish
Categorized as bullish, the news signals a major shift in XRP’s market structure. Historical parallels include the approval of Bitcoin ETFs, which boosted institutional demand and tightened supply, driving price gains. In the short term, the launch of spot XRP ETFs may cause volatility as traders adjust to new access routes. Over the long term, limiting native XRP sales to institutions could create a supply shortage, increasing demand and underpinning higher XRP prices.