Asset Tokenisation: The Future of Private Wealth Management

Blockchain-based tokenisation is reshaping private wealth by digitising real-world assets and improving global access, speed and transparency. Family offices and trustees can now convert traditional instruments—such as US Treasury bills, real estate and private credit—into digital tokens on permissioned blockchains. This model retains all conventional features (coupon, maturity and issuer terms) while enabling fractional ownership, 24/7 trading and real-time settlement. Adoption is accelerating: tokenised offerings from BlackRock, Franklin Templeton and Janus Henderson tripled in 2025, and assets held in tokenised US Treasury products surged by 80% to $7.5 billion. Institutional investors are even using tokenised securities as collateral in derivatives trades to boost capital efficiency. McKinsey projects the tokenisation market could reach $2 trillion by 2030. Built-in compliance features—such as on-chain KYC and whitelisting on platforms like the Bitcoin-based Liquid Network—address regulatory concerns and ensure only verified participants trade specific tokens. For private wealth managers, tokenisation offers lower costs, simplified compliance, better visibility and diversified access to alternatives previously reserved for large institutions. As younger, digitally native beneficiaries demand seamless, flexible financial experiences, asset tokenisation is becoming a credible tool for both short-term cash management and long-term investment strategies. This structural evolution in private wealth could unlock new liquidity pools, enhance portfolio agility and broaden opportunities for smaller investors.