Bitget Wallet Integrates XRP Ledger: XRP & RLUSD Payments for 90M Users

Published: 2026-03-31 21:41:11 |

Bitget Wallet has integrated the XRP Ledger (XRPL) into its Onchain Payments Matrix, giving its 90 million users access to XRP transfers and RLUSD transactions. The update is positioned as a payments-focused expansion rather than just crypto storage. According to Bitget, users can send and receive XRP and RLUSD on XRPL, swap XRPL assets across multiple chains, and use RLUSD fiat on/off ramps. The wallet will also support XRPL-based applications directly inside the interface, tying XRPL assets into swaps, merchant checkout, cards, and bank transfer rails. Ripple says RLUSD is issued natively on both XRP Ledger and Ethereum, is backed by segregated cash and cash-equivalent reserves, and is redeemable 1:1 for US dollars. Bitget plans to pair the rollout with limited-time incentives intended to encourage RLUSD usage, liquidity, and activity across XRPL applications. For XRPL, Bitget adds another major retail distribution channel at a time when the network is increasingly emphasizing low-cost payments and card-based spending. For traders, the key near-term watchpoints are RLUSD adoption signals and XRP flow/volume changes tied to wallet-driven payment and merchant use cases.

Bullish

This is likely bullish because Bitget Wallet (a large non-custodial wallet platform) adds XRPL distribution directly into everyday payment rails—payments, merchant checkout, cards, and bank transfer rails—expanding potential demand for both XRP (transfer utility) and RLUSD (regulated USD stablecoin used for payments). In the short term, wallet-level integrations often trigger incremental token demand via higher on-chain activity and easier access, which can support price sentiment. In the medium to long term, if RLUSD incentives translate into sustained liquidity and recurring payment usage on XRPL, it could strengthen XRPL’s real-world finance narrative and improve the probability of broader stablecoin adoption. Key trader watchpoints: (1) RLUSD volume/liquidity growth on XRPL after the incentive window, (2) whether XRP transfer activity rises alongside payment usage, and (3) any spillover to cross-chain swap flows. Risks/offsets: if the incentive-driven activity fades quickly, the market impact may be temporary. Also, broader stablecoin market flows could dominate near-term price action.