Blockchain Transformation for Banks, Asset Managers, Fintech

Blockchain transformation dey reshape Old School finance by providing programmable, open settlement layer. a16z new guide show practical ways for banks, asset managers and fintech companies to join blockchain transformation for their main system. For banks, key use cases be tokenized deposits (like JPMD), better settlement with Layer 2 solutions like zkSync, and improved collateral liquidity through tokenization (DTCC’s Smart NAV). Asset managers fit grow distribution and liquidity by tokenized funds and real-world asset (RWA) tokenization (like BlackRock’s BUIDL, Franklin Templeton’s BENJI). Fintech companies dey push innovation wit stablecoin payments, 24/7 settlement and custom Layer 2 chains (Coinbase Base). The report talk say make dem pick correct public or private chains, balance decentralization with privacy (using zero-knowledge proofs), and put security plus compliance first. E still show say custody partners, digital wallets for retail and institutional customers, and digital transfer agents matter wella. If TradFi institutions adopt these models, dem fit reduce cost, quicken settlements, open new money streams and reach investors wey sabi digital. This blockchain transformation roadmap get clear steps from idea to product launch, dey help finance leaders face technical, regulatory and organizational wahala.