Bank of America’s 13F Disclosure Shows XRP ETF Holdings via Volatility Shares
Bank of America disclosed in a Form 13F-HR/A filed Feb 3, 2026 that it holds shares of a Volatility Shares exchange-traded product labelled “XRP ETF.” The filing—flagged on social media by observer SonOfaRichard—lists the XRP-linked ETF alongside Ether and Solana ETF products, and specifies ownership of ETF shares (regulated exposure) rather than direct custody of XRP tokens. This continues a broader trend of institutional interest in U.S. spot XRP ETFs: recent daily inflows across XRP ETF products have been significant, led by Franklin Templeton and Bitwise, even as some entities trimmed other XRP product holdings. Market data at the time showed XRP trading around $1.58 with modest intraday movement and a decline in futures open interest. For traders, the filing is a confirmed, public indication that a major bank has added regulated XRP ETF exposure to its 13F portfolio — a signal of institutional participation that can precede price action and inform positioning. Verify the SEC filing directly; such disclosures can provide early clues about institutional flows and may affect short-term liquidity and volatility for XRP.
Bullish
The disclosure that Bank of America reported holdings in an XRP-linked ETF is mildly bullish for XRP price action. Institutional 13F filings serve as verifiable evidence of regulated demand; when major banks add ETF exposure it signals institutional adoption and can attract additional capital or momentum traders. In the short term this can increase buying interest and intraday liquidity for XRP, potentially supporting price or reducing downside volatility as ETF inflows continue. The effect is moderated because the filing shows ETF shares (indirect exposure) rather than custodial token holdings, and because the disclosed position size was modest relative to total market cap. Additionally, recent data showed declining futures open interest, which can limit leveraged upside. Overall, the net effect is positive but measured: supportive sentiment and potential for further inflows, yet not an overwhelming catalyst on its own. Traders should watch subsequent 13F filings, ETF flow reports, and on-chain ETF redemption/creation activity for confirmation.