Hoskinson Predicts TVL Lift for Cardano as Mutuum Finance Presale Gains Traction
Charles Hoskinson, Cardano’s founder, has forecast a near-term increase in Total Value Locked (TVL) on Cardano (ADA) tied to upcoming launches — notably the Midnight data-protection platform and a rumored RealFi project. ADA is trading near multi-month lows and on-chain TVL has fallen sharply, leaving adoption and on-chain activity under scrutiny. Technically ADA looks oversold, but the network must convert announced initiatives into on-chain usage to restore investor confidence. Meanwhile, Mutuum Finance (MUTM) is running a high-profile presale that has raised $19.02 million and gained 18,250 holders. The presale is in Phase 6 at $0.035 per token (a ~250% increase from Phase 1); Phase 6 is nearly sold out (95% allocated) and Phase 7 will raise the price to $0.040. The project reports security reviews by Halborn, Sepolia V1 testnet confirmation in Q4 2025, a 24-hour leaderboard reward system, and card payments enabled for purchases. The article positions Cardano’s potential TVL recovery against Mutuum’s measurable pre-launch momentum and frames MUTM as an attractive short-term speculative opportunity for investors. Traders should note key metrics: ADA’s depressed price and falling TVL versus MUTM’s presale funds ($19.02M), holder count (18,250), current presale price ($0.035), and imminent price jump in Phase 7.
Neutral
The news presents mixed signals. Hoskinson’s projection of rising TVL for Cardano is bullish in narrative but lacks immediate on-chain confirmation; ADA is trading near multi-month lows with TVL down, so near-term price recovery depends on tangible on-chain activity from Midnight and RealFi. That makes Cardano’s outlook speculative and conditional. Conversely, Mutuum Finance shows concrete pre-launch metrics (raised $19.02M, 18,250 holders, Phase 6 nearly sold out) that can support short-term speculative buying around the presale price, but presales often carry high risk (liquidity, listing performance, tokenomics). Historically, founder statements without immediate on-chain growth have had limited effect on price; conversely, strong presale demand can drive short-term speculative rallies but may lead to sharp corrections post-listing if fundamentals or market conditions disappoint (examples: multiple DeFi presales in 2020–2021 saw rapid run-ups followed by volatility at listing). For traders: short-term reaction may favour MUTM-related speculation while ADA remains sensitive to confirmation of on-chain adoption events. Medium-to-long-term impact on ADA depends on delivery and measurable TVL growth; if Midnight/RealFi deliver real usage, effects could be bullish over months. Risk-managed strategies (size limits, stop-losses, waiting for on-chain confirmation or listing liquidity) are advised.