Banks Invest $100B in Blockchain Infrastructure
Since 2020, global banks have channeled over $100 billion into blockchain investment, completing 345 deals in tokenization, cross-border payments and custody services. Citigroup and Goldman Sachs led with 18 investments each, followed by JPMorgan Chase and Mitsubishi UFJ with 15 apiece. Thirty-three mega-rounds (over $100 million) included projects like Brazil’s CloudWalk ($750 million+) and Germany’s Solaris ($100 million). A survey of 1,800 financial executives found over 75% expect blockchain operations to be crucial within five years. Regulatory frameworks such as the US GENIUS Act and the EU’s MiCA are boosting stablecoin volumes, projected to hit $700 billion per month by 2025. Banks are shifting from trading digital assets for profit to building long-term infrastructure for tokenization, compliance and digital identity. This sustained blockchain investment trend signals a bullish outlook for crypto infrastructure adoption.
Bullish
Major banks’ commitment of over $100 billion to blockchain investment underscores growing institutional confidence in digital asset infrastructure. In the short term, this influx of capital into tokenization and custody solutions is likely to boost demand for stablecoins and on-chain services, supporting crypto market liquidity and stability. Regulatory backing from the US GENIUS Act and the EU’s MiCA further legitimizes stablecoin issuance, fostering increased usage and potentially driving price appreciation for associated tokens. Over the long term, banks’ focus on building secure platforms for compliance, digital identity and cross-border payments lays the groundwork for broader integration of blockchain in traditional finance, creating sustained bullish momentum for the crypto ecosystem.