Crypto Traders Cut Spending as Bear Market Deepens

A CEX.IO survey of 1,100 active US users says the 2025–2026 crypto bear market is spilling into household finances. Crypto traders reported cutting daily spending: 36% reduced spending due to unrealised losses, and 10% made major sacrifices to keep positions. Another 37% delayed or cancelled purchases, including 21% postponing big commitments like a home, car, or renovations. Bitcoin remains about 40% below its October 2025 peak, and risk behaviour appears more “managed privately” than abandoned. Only 5% said someone else knows their full holdings, while many keep exposure information limited. Since October 2025, 38% reported some financial disruption; 25% relied on savings and 12% missed or delayed payments. Still, most crypto traders did not pivot: 73% kept their income/asset strategy unchanged, and 79% plan to hold or increase positions over the next six months. In parallel, a Börse Stuttgart Digital poll (~6,000 investors across Germany, Italy, Spain, and France) found 35% would consider switching banks for better crypto offerings, and nearly one in five expects crypto access from their main bank within three years. Overall, the data points to tighter cash-flow management without a broad retail exit, which may cap panic selling while keeping sentiment cautious. (Keyword check: crypto traders — crypto traders)