Digitap ($TAP) presale outpaces Ripple (XRP) as payments shift to consumer apps
Digitap’s $TAP presale has raised over $4.1 million in January 2026 as market attention shifts from institution-focused infrastructure toward consumer payments apps. Digitap markets a live omni‑banking app that blends fiat and crypto, uses multi‑rail settlement to route transfers via the most efficient path, and targets everyday remittances and cross‑border spending with “invisible” crypto rails. Presale details: current price $0.0427 (scheduled to rise to $0.0439), confirmed listing price $0.14, and presale participants are offered staking incentives (reported up to 124%). Tokenomics allocate 50% of platform profits to buybacks, split between burns and staking rewards; total supply is capped and a revenue-backed buyback/burn mechanism is highlighted. The coverage contrasts Digitap’s consumer payments narrative with Ripple’s XRP, noting XRP trades around $2.16–$2.32 with a large market cap and a bearish technical setup unless it clears near-term resistance at ~$2.32. Analysts in the articles frame $TAP as a high-upside presale opportunity given consumer-facing utility and value-capture mechanics, while reminding readers that this is paid promotional content and not investment advice.
Bullish
The combined coverage is bullish for $TAP specifically. The catalysts cited—more than $4.1M raised, a live omni‑bank app, multi‑rail settlement utility, explicit buyback/burn economics allocating 50% of profits, staking rewards and a low presale price with a confirmed higher listing price—are all factors that typically increase retail demand and speculative interest during a presale and at listing. Short-term upside is likely driven by presale momentum, staking incentives, and marketing narratives that position $TAP as a consumer payments utility token. However, risks remain: paid promotional bias, execution risk for the product, lockups/vesting, and broader market conditions which could limit immediate price appreciation. By contrast, the coverage is neutral-to-bearish on XRP’s near-term technicals (resistance near ~$2.32, weak volume), implying limited upside for XRP in the short term. Overall, the news should have a positive price impact on $TAP expectations around listing (bullish), while it does not improve XRP’s near-term outlook.