Top 3 Cryptos to Buy Now: ETH, SHIB and Mutuum Finance (MUTM) — New Alt Under $0.1 Up 250%
As 2026 approaches, the article highlights three crypto picks for traders: Ethereum (ETH), Shiba Inu (SHIB) and new DeFi token Mutuum Finance (MUTM). ETH is presented as a large-cap, ecosystem backbone with slower price upside and resistance near $3,000 — a stability play. SHIB is framed as a community-driven meme asset struggling around $0.00001 due to a very large circulating supply, making sustained rallies reliant on renewed hype. The focus is on Mutuum Finance (MUTM), a lending/borrowing DeFi protocol whose presale price is $0.035 and has risen ~250% from Phase 1. MUTM has sold 825M tokens (out of 4B supply) with ~45.5% allocated to presale and $19.45M raised; Phase 6 is over 99% allocated. Official V1 launch is targeted for Sepolia testnet in Q4 2025 with core features (liquidity pools, mtTokens, debt tokens, automated liquidator) and initial assets ETH and USDT. Security steps include a CertiK token scan score of 90/100, an ongoing Halborn audit and a $50k bug bounty. The article contrasts a $500 position in SHIB (hype-dependent) vs MUTM (utility- and launch-driven), noting MUTM’s official launch price of $0.06 and analyst projections of 200–300% post-launch if adoption and exchange listings follow. The piece is a press release and advises readers to conduct their own due diligence.
Bullish
The report is overall bullish for early-stage DeFi token MUTM while remaining neutral-to-stable for ETH and SHIB. Positive drivers: MUTM has clear on-chain utility (lending/borrowing), substantial presale traction ($19.45M raised, 825M tokens sold), a 250% presale gain, near-exhausted Phase 6 allocation and an imminent V1 testnet launch — all catalysts that typically attract speculative capital and trigger short-term price appreciation and increased trading volume. Security audits (CertiK score 90/100 and Halborn review) and a bug bounty reduce perceived smart-contract risk, increasing investor confidence. The listed official launch price ($0.06) gives a visible upside from $0.035, encouraging FOMO-driven entry ahead of listing. For traders: short-term effects likely include heightened buying pressure on MUTM, elevated volatility around V1 launch and exchange listings, and potential quick profit-taking after listings. Mid-to-long-term outlook depends on actual protocol adoption, liquidity, and listings; strong usage would support sustained appreciation, whereas lack of adoption or negative audit findings would reverse gains. By contrast, ETH is framed as a stability play — large-cap resistance near $3,000 suggests limited near-term upside absent macro market lift. SHIB’s large supply and sentiment-driven moves make it more speculative; it can spike on renewed hype but lacks fundamental catalysts here. Historical parallels: other DeFi presale projects (e.g., early AAVE, Compound-era tokens or recent presale-to-listing runs) showed fast initial pumps pre-listing, followed by volatile cycles tied to utility and liquidity. Overall, news favors speculative bullish flow into MUTM specifically, while ETH/SHIB remain stable-to-speculative respectively.