Exodus and MoonPay to Launch Fully‑Reserved USD Stablecoin for Payments in Early 2026

Published: 2025-12-26 09:55:27 |

Exodus Movement (EXOD) has partnered with MoonPay and infrastructure provider M0 to launch a fully reserved, US dollar‑backed stablecoin aimed at payments in early 2026. MoonPay will issue and manage the token on M0’s programmable, interoperable platform, enabling rapid minting, cross‑network expansion and enterprise issuance features. Exodus plans to integrate the stablecoin into Exodus Pay so users can send, spend and earn rewards while retaining self‑custody of private keys. The rollout emphasizes speed, reliability and regulatory compliance — coming after the U.S. GENIUS Act (July 2025) which mandates 100% reserves, monthly disclosures and annual audits for regulated stablecoins. Product availability, supported networks and merchant integrations will be announced closer to launch. Market context: the stablecoin sector exceeded $300 billion in 2025 with incumbents such as USDC and PYUSD; Exodus aims to compete as a payment‑focused, regulated digital dollar leveraging MoonPay’s distribution network and M0’s infrastructure.

Neutral

The news is market‑relevant but unlikely to produce an immediate strong price move for EXOD. Positive factors: a regulated, fully reserved stablecoin tied to Exodus Pay could expand utility and on‑ramp volume, enhance product stickiness and improve institutional confidence — supportive for long‑term demand for Exodus services. MoonPay’s distribution and M0’s infrastructure reduce execution risk. Regulatory alignment with the GENIUS Act lowers legal uncertainty. Offsetting factors: the announcement targets a 2026 launch with key details (networks, merchant partners, supply mechanics) pending, so short‑term speculation is limited. The stablecoin market is already large and dominated by established issuers (USDC, PYUSD), so market share gains for Exodus are uncertain. For traders: expect modest long‑term bullish fundamentals for Exodus’s payments business, but little near‑term price catalyst until product rollout, issuer terms and liquidity events are disclosed.