Gemini AI: XRP Seen as Highest-Return Bet If U.S. Eases Crypto Rules; BTC Viewed as Safe Reserve Play
Gemini’s AI model projects XRP could deliver the largest percentage gains through 2029 if U.S. regulatory pressure on Ripple eases and banks adopt XRP for on‑demand liquidity, a scenario the model ties to a pro-crypto Trump administration. The model ranks Bitcoin (BTC) as the “safest” policy-driven asset, citing a hypothetical 2025 Strategic Bitcoin Reserve that could create a price floor and attract compliant institutional inflows. Ethereum (ETH) is framed as a technology-and-utility play likely to benefit from broader deregulation and increased adoption rather than targeted policy moves. The AI also notes potential delays to new crypto legislation (for example, the CLARITY Act) because of Senate priorities. Traders should treat these outputs as scenario-based, speculative forecasts — not investment advice — given high market volatility and regulatory uncertainty. Key SEO keywords: XRP, Bitcoin, Ethereum, Gemini AI, crypto regulation, Strategic Bitcoin Reserve, CLARITY Act.
Bullish
The AI-driven scenario is net bullish for XRP because the model’s highest-return outcome depends on resolved legal risk for Ripple and meaningful U.S. bank adoption for on-demand liquidity — developments that would directly increase XRP utility and demand. For BTC the model implies a defensive bullish effect: designation or broad adoption as a Strategic Bitcoin Reserve would likely create institutional, regulation-compliant demand and a price floor, supporting longer-term stability. ETH’s outlook is more conditional and moderate: gains depend on broad deregulation and continued utility growth rather than an explicit policy catalyst, making its response less immediate. Short-term market reactions may be volatile as traders price in regulatory signals and political developments; long-term effects hinge on actual legal outcomes, bank adoption of XRP rails, and any formal U.S. policy (e.g., a reserve program). Given those dependencies, the clearest positive price impact in the scenario is on XRP, followed by a structural supportive case for BTC; ETH is neutral-to-moderately bullish depending on utility adoption.