HKMA Launches Fintech 2030: 40+ Tokenisation, AI & Payments

The Hong Kong Monetary Authority (HKMA) has launched its Fintech 2030 strategy, unveiling over 40 measures aimed at driving tokenisation, AI adoption and payments infrastructure upgrades. Key initiatives include regularising tokenised government bond issuances, exploring FX Fund note tokenisation and launching the Ensemble pilot with industry players and central banks. Traders should watch for new tokenisation pilots and enhanced real-time payment rails, which could accelerate demand for tokenised assets and stablecoins. Announced during a record-breaking Fintech Week and StartmeupHK festival, the plan underlines Hong Kong’s goal to cement its international fintech hub status by 2030. The city’s startup ecosystem has grown by 40% over five years, raising HK$6 billion in private funding and HK$5.2 billion via IPOs last year. The EPIC 2025 competition drew over 1,200 applications from 70+ economies. Positioned as a Greater Bay Area ‘super-connector’ under the ‘one country, two systems’ framework, the strategy enhances innovation collaboration and market integration. Traders can expect tokenisation projects and payment upgrades to shape digital asset flows and institutional engagement in Hong Kong.
Bullish
This news is bullish for tokenised assets and digital tokens because HKMA’s measures will kickstart new tokenisation pilots and upgrade payment rails, boosting short-term demand for digital assets and stablecoins. In the longer term, Fintech 2030 cements Hong Kong’s role as a global fintech hub, enhancing institutional participation and liquidity in token markets. The strategy’s focus on real-world tokenised issuances and AI-enabled finance creates sustainable growth prospects for digital asset trading and stablecoin adoption.