Japan Post Bank to Launch DCJPY Stablecoin by FY2026 with FSA Approval

Japan Post Bank plans to launch DCJPY stablecoin by the end of fiscal year 2026. Developed with DeCurret DCP and approved by the Financial Services Agency (FSA), DCJPY is pegged 1:1 to the yen and integrates directly with customer savings accounts. The deposit-backed token enables faster settlements, lower transaction costs, and blockchain transparency within Japan Post Bank’s network. Under the updated Payment Services Act, stablecoin issuers can hold up to 50% of reserves in low-risk assets. The FSA has also created a digital assets and taxation working group to oversee future developments. While DCJPY will not trade on open markets, industry observers view it as a catalyst for blockchain adoption and regulatory clarity in Japan. Industry peers like Monex Group are racing to launch their own yen-linked tokens. DeCurret DCP’s portfolio—including digital bonds and tokenized environmental assets—underscores growing institutional interest in stablecoins and blockchain solutions.