JPMorgan go offer BTC & ETH crypto backed loan by 2026

JPMorgan Chase dey plan to start crypto-backed loans weh dem go use Bitcoin (BTC) and Ethereum (ETH) come by 2026. Dis service go allow ultra-high-net-worth and institutional clients make loan against their real BTC and ETH assets without them sell the assets. Instead make dem hold collateral for their balance sheet, JPMorgan go partner with licensed custodians like Coinbase Prime and Anchorage Digital. Dis move dey build on top current loans weh dey secured by crypto ETFs like BlackRock’s IBIT and e follow the GENIUS Act wey provide clear rules for tokenized assets, stablecoins, and custody. As of May 2025, the crypto-backed loans market don bounce back to $39 billion from $9.6 billion for late 2022. JPMorgan plan make loan-to-value ration dey conservative between 30–50%, plus real-time monitoring and automated liquidation triggers to control volatility and compliance risk. If dem launch am, JPMorgan go be one of the first big US banks to offer direct BTC and ETH-backed loans. Dis one fit make crypto-backed loans dey legit, increase market liquidity, and make other big players like Goldman Sachs and Citibank follow suit.