21st Century Mortgage Law to Allow Crypto Mortgages

US Senator Cynthia Lummis don bring 21st Century Mortgage Act wey go put digital assets inside how dem dey check house loan and make Fannie Mae and Freddie Mac fit run crypto mortgage system. Di law go allow borrowers make dem count their cryptocurrency wey include Bitcoin (BTC) and Ethereum (ETH) as money wey dem get without converting am to USD. E go officialize FHFA guidance wey dey make lenders include tokens for risk assessment and adjust value make e reduce wahala wey come from price shaking. Dis crypto mortgage style no go make people sell anyhow and e go keep tax mata well. Normal income, credit, and AML rules go still dey. People like Senator Elizabeth Warren wey dey criticize warn say di shaking price fit cause better risk and system problem. If dem pass dis law, e fit give power to 21% of US adults wey get digital assets to borrow more money and show say crypto dey join mainstream finance well well.