Mercado Bitcoin issues $20M in tokenized private credit on Rootstock, targets $100M by April
Mercado Bitcoin has deployed over $20 million of tokenized private credit on Bitcoin sidechain Rootstock as part of an expanding real‑world assets (RWA) strategy. The multichain tokenization plan also targets future issuances on Stellar (XLM) and the XRP Ledger, aiming to reach $100 million in total private credit issuances by April. Offerings — a mix of receivables and corporate debt — include Brazilian and foreign borrowers, and one issuance was for a U.S. company. Data from RWA.xyz places Mercado Bitcoin among the world’s top 10 tokenized private credit issuers with $370M+ in cumulative loans, though the market leaders have issued billions. The firm says the initial $20M sold quickly and its tokens are structured within Brazil’s regulated framework under licenses supervised by the Comissão de Valores Mobiliários (CVM) and the Central Bank of Brazil. Mercado Bitcoin is engaging regulators to clarify tokenization rules as Latin America accelerates on‑chain credit products. Key keywords: Mercado Bitcoin, tokenized private credit, Rootstock, RWA, Stellar, XRP Ledger, CVM.
Bullish
This news is bullish for crypto markets, particularly BTC-linked ecosystems and RWA tokenization platforms. Mercado Bitcoin’s rapid sale of $20M in tokenized private credit on Rootstock demonstrates tangible demand for yield-bearing, on-chain credit products and validates Bitcoin sidechain use cases. Announcing a $100M issuance target by April signals further capital inflows and cross-border investor appetite — factors that can increase on-chain activity, token demand (for Rootstock-linked utility or settlement tokens) and interest in platforms supporting RWA (Stellar, XRPL). Regulatory alignment under Brazil’s CVM and central bank reduces legal risk for investors, improving market confidence. Short-term effects: positive sentiment and increased trading volume for related tokens/platforms, possible spikes in BTC-sidechain activity. Long-term effects: accelerates institutional adoption of tokenized credit, expands liquidity channels between traditional credit and crypto, and strengthens the narrative of Bitcoin sidechains as infrastructure for RWAs. Caveats: the issuance size ($20M) is modest relative to global credit markets and RWA leaders with multi-billion issuances; market impact will depend on execution, secondary market liquidity for these tokens, and regulatory clarity across jurisdictions.