MEXC Offers Zero‑Cost Borrowing for One Month to Unlock Trading Capital

Published: 2026-01-28 10:18:25 |

MEXC launched a limited-time zero-cost borrowing promotion for MEXC Loans, running Jan 27–Feb 27, 2026 (10:00 UTC). During the event the borrowing interest rate for USDT/USDC loans is reduced from the standard 3.5% to 0%. Users must complete Primary KYC before the end date to participate. Loans are collateralized and the platform expanded accepted collateral to BTC, ETH, SOL and XRP. Borrowed funds can be used across Spot, Futures, Earn products and other trading needs with no fixed term during the promotion. MEXC positions the event as a way to improve capital efficiency, lower funding costs and let traders maintain crypto exposure while accessing liquidity. Standard interest rates resume automatically after Feb 27. The announcement frames this as part of MEXC’s broader push to add user-focused capital solutions and reduce friction in crypto trading.

Bullish

A temporary 0% borrowing offer that lowers financing costs and broadens collateral options is likely bullish for trader activity and short-term liquidity. By enabling users to borrow USDT/USDC against BTC, ETH, SOL and XRP at no interest, MEXC reduces the cost of leverage, arbitrage, and liquidity provisioning — actions that typically increase trading volumes and can support asset prices, especially for the collateralized tokens. The promotion also encourages on‑exchange balances and active deployment into spot, futures and Earn products, which can tighten spreads and boost order flow. Historically, exchanges’ low‑cost funding promotions (fee waivers, low-interest loans) tend to be neutral-to-bullish: they lift volumes and short-term demand but rarely change long-term fundamentals. Risk caveats: effects are temporary and may invert when rates return to normal, potentially increasing deleveraging pressure. Overall, expect a short-term uplift in liquidity and trading activity (bullish bias), with limited long-term price impact unless the initiative becomes permanent or is paired with other sustained product improvements.