Mutuum Finance (MUTM) Nears V1 Launch as Final Presale Allocation Sells Out
Mutuum Finance (MUTM), an Ethereum-based DeFi lending and borrowing protocol, is entering its final presale phase with Phase 6 reported over 99% allocated as the project prepares a V1 deployment to Sepolia testnet in Q4 2025. The protocol will launch liquidity pools, mtTokens, debt tokens and an automated liquidator with initial asset support for ETH and USDT. Mutuum highlights security and readiness: a CertiK token scan score of 90/100, an ongoing Halborn audit, and a $50k bug bounty. Fundraising and token metrics: the project has raised about $19.45M from roughly 18.6k investors; MUTM started at $0.01 and trades near $0.035 (~+250%). Tokenomics: 4 billion max supply with ~1.82B (45.5%) allocated for early distribution and ~825M reportedly sold so far, leaving remaining presale supply scarce. Demand signals include increased payment accessibility (card payments) and reported whale allocations (e.g., $100k). Roadmap items ahead of mainnet include a protocol-backed multi-asset stablecoin and Chainlink-fed oracles with fallbacks. For traders: tightening presale allocation, strong fundraising, security checks and whale activity create a bullish narrative for MUTM’s price leading up to and potentially after the V1 testnet; however, this is based on press-release information and not investment advice.
Bullish
The combined updates point to a primarily bullish price impact for MUTM. Key bullish drivers: (1) Near-complete presale phase (Phase 6 >99%) tightens available supply and can create scarcity-driven upward pressure when the last allocations close; (2) strong fundraising (~$19.45M) and ~18.6k investors indicate sizable demand and distribution; (3) reported whale participation and improved purchase accessibility (card payments) suggest larger and more retail capital flows; (4) security signals (CertiK 90/100, Halborn audit, bug bounty) reduce perceived protocol risk ahead of testnet and can widen buyer confidence; (5) a clear roadmap (liquidity pools, mtTokens, automated liquidator, stablecoin, Chainlink oracles) supports fundamental utility expectations around mainnet. Short-term impact: heightened volatility with likely upward price moves as remaining presale allocations close and whales finalize positions; traders may see rapid squeezes or quick profit-taking. Medium-to-long-term impact: if V1 testnet and subsequent audits proceed without major issues and roadmap milestones are met, token utility and demand could sustain higher price levels. Risks that could temper bullishness: reliance on press-release claims, execution risk for audits and mainnet features, potential token unlocks or vesting schedules not detailed here, and general crypto market downturns. Overall, the immediate narrative favors buying pressure but requires monitoring of audit results, token distribution schedule, and on-chain activity.