Mutuum Finance Nears Full Presale Allocation at $0.035 as Traders Weigh Utility vs Meme Coins
Mutuum Finance (MUTM) is approaching full allocation in its Phase 6 presale at $0.035 after roughly a 250% rise from Phase 1. The project has raised over $19.4 million and amassed more than 18,600 wallets, with 45.5% (1.82B of 4B) of tokens allocated to presale. Development is progressing ahead of a planned V1 launch on Sepolia testnet in Q4 2025, initially supporting ETH and USDT and offering liquidity pools, mtTokens, debt tokens and liquidation mechanics. Security work includes a CertiK token scan score of 90/100, an ongoing Halborn review, and a $50,000 bug bounty; audits/reviews and on-chain signals (including a $115k whale buy during Phase 6) are highlighted. The later summary adds clearer product detail and timing for V1 and emphasizes distribution mechanics designed to encourage holding (24-hour leaderboard rewards, card payments). Analysts contrast MUTM’s execution-driven, supply-tightening profile with sentiment-driven Pepecoin (PEPE) and large-cap Solana (SOL), arguing MUTM may be a rotation target as meme-coin momentum cools. For traders, key data points are current presale price ($0.035), ~250% presale appreciation, $19.4M+ raised, 18.6k+ holders, 45.5% presale allocation, security credentials (CertiK 90/100; Halborn review) and recent whale activity — factors that suggest a favorable risk-reward for those seeking utility-focused presale exposure. This is reported as a press release; readers should perform their own due diligence.
Bullish
The news is likely bullish for MUTM price in both the short and medium term. Positive factors: substantial presale fundraising ($19.4M+), strong presale performance (~250% up from Phase 1), near-full allocation in Phase 6 at $0.035, growing holder count (18.6k+), formal security signals (CertiK 90/100, Halborn review, $50k bug bounty), and recent whale buying — all increase demand perception and retail/institutional confidence. Product progress toward a Q4 2025 Sepolia V1 launch and clearer utility (liquidity pools, mtTokens, debt tokens, liquidation tools) provide a credible roadmap that can sustain buying interest beyond speculative hype. Short-term: price may continue to rise while presale momentum and whale activity persist; volatility should remain high, especially as allocation nears completion and early backers begin to realize gains. Medium-term: successful V1 launch and continued audits/integration could support further appreciation as utility is delivered and supply distribution rules encourage holding. Risks that could limit upside include execution delays, audit findings, regulatory scrutiny of token sales, and broader crypto market downturns. Overall, the combination of fundraising, utility roadmap and security reviews tilts the immediate price impact bullish for MUTM, though high volatility and standard presale risks remain.