Mutuum Finance Emerges as Top Pick as PEPE and SHIB Slow — Phase 6 94% Sold Out
Analysts highlight three altcoins to watch for the next crypto cycle: Pepecoin (PEPE), Shiba Inu (SHIB) and Mutuum Finance (MUTM). PEPE and SHIB are established meme tokens that produced outsized gains in previous cycles but now face limited upside due to large market caps. Mutuum Finance, a decentralized lending protocol, is in presale and gaining momentum: its token launched at $0.01 in early 2025 and trades near $0.035 (≈250% from stage one). The project has raised $19.1 million, passed 18,300 holders, and sold ~810 million of 4 billion total tokens; 1.82 billion were allocated to early backers. Phase 6 of the presale is 94% sold out, and analysts warn transitions between stages can occur quickly. Mutuum’s roadmap includes a V1 testnet on Sepolia (Q4 2025) supporting ETH and USDT, mtTokens as supplier rewards, Chainlink price feeds, a buy-and-distribute token model, and plans for a USD-pegged stablecoin plus Layer-2 expansion. Security measures cited: a CertiK token-scan score of 90/100, Halborn review, a $50K bug bounty, and daily community incentives. Analysts project potential strong upside (some estimate 400–700% post-V1) if lending markets grow and the protocol gains active users. The article is a sponsored press release and not investment advice.
Bullish
The article signals a bullish outlook primarily because Mutuum Finance is in an active presale phase with strong demand indicators: 94% of Phase 6 sold, $19.1M raised, rising holder count, and notable whale participation. The project presents a clear utility (decentralized lending), an actionable roadmap (V1 testnet on Sepolia, ETH/USDT support), and tokenomic features that create buy pressure (buy-and-distribute and mtTokens). Positive security signals — CertiK score, Halborn review, bug bounty — reduce perceived protocol risk, which can attract institutional or larger retail flows. Historically, transparent DeFi launches that move from presale to working mainnet frequently produce sharp short-term rallies as on-chain usage begins (examples: early Aave, Compound, and some successful layer-2 lending launches). Short-term impact: elevated speculation, higher trading volumes, and price spikes around presale stage transitions and V1 announcements; heightened volatility is likely. Long-term impact: contingent on actual user adoption and sustainable borrowing demand — if MUTM delivers a functioning V1, L2 expansion, and stablecoin, it may support sustained appreciation; failure to attract users or security problems would reverse sentiment. PEPE and SHIB mentions temper the bullish tone: established meme coins may track broader market moves but are less likely to see similar multi‑hundred percent upside due to large market caps. Overall, news favors speculative accumulation of MUTM and increases short-term bullish momentum for that token specifically.