Early XRP and SOL Investors Back Mutuum Finance (MUTM) as $0.035 Presale Nears Allocation

Published: 2025-12-15 10:25:57 |

Mutuum Finance (MUTM), a DeFi lending protocol with a dual-market model (Peer-to-Contract liquidity pools issuing mtTokens and a Peer-to-Peer loan marketplace), is drawing renewed investor interest as its presale advances. The project has raised $19.3M and reports more than 18,400 holders. Phase 6 of the presale is reported to be heavily subscribed (around 85–97% allocated across reports) at a price near $0.035; 820M of 1.82B presale tokens have been sold from a total 4B supply. The team plans a V1 Sepolia testnet launch in Q4 2025 supporting ETH and USDT, featuring liquidity pools, mtToken mechanics, debt tokens and a liquidator bot. Security steps cited include a CertiK token-scan score of 90/100, an ongoing Halborn review of finalized contracts and a $50K bug bounty. Marketing and community incentives (leaderboards, daily $500 rewards, card payments) aim to accelerate adoption. For traders, rising presale momentum, limited phase allocation and visible product milestones can increase short-term buying pressure on MUTM; however, long-term value will depend on V1 adoption, on-chain activity and audit outcomes. Note: coverage originates from sponsored material and is not investment advice. (Keywords: Mutuum Finance, MUTM, presale, DeFi lending, mtToken)

Bullish

The news is likely bullish for MUTM in the short term. Strong presale uptake (phase 6 heavily subscribed and large portion of presale tokens sold), a reported $19.3M raise, a growing holder base and visible product milestones (Sepolia V1 with mtTokens, liquidity pools, debt tokens and liquidator bot) create demand signals and narrative momentum that can drive buying pressure ahead of mainnet/testnet releases. Security-related disclosures — a 90/100 CertiK token-scan, an ongoing Halborn review and a $50K bug bounty — reduce some perceived risk and support buyer confidence, though they are not full guarantees. Marketing incentives and planned card payment on-ramps can also lift short-term liquidity and retail inflows. However, long-term price stability depends on execution: V1 adoption, active on-chain usage, successful audits, and absence of material security incidents. Presale-driven price moves can reverse if the product fails to deliver or if token unlocks/allocations increase sell pressure. Traders should watch on-chain metrics, audit completion (Halborn report), V1 testnet outcomes, token vesting schedules and any announcements on mainnet launch or liquidity listings. Perform due diligence; sponsored coverage increases promotional bias risk.