XRP Whales Shift to Mutuum Finance (MUTM) Amid MUTM Presale Surge
XRP whales have been reallocating capital into early-stage DeFi presales as XRP price pulled back. On-chain data and presale trackers point to heavy accumulation in Mutuum Finance (MUTM), a DeFi lending protocol running an active presale now in late phases. Key updates: XRP trades near $2.10 with a large whale base; MUTM presale reports ~18,800 holders and roughly $19M raised, with token price steps from ~$0.01 (Phase 1) to ~$0.035–$0.04 (Phase 6–7). Mutuum offers dual lending modes (peer-to-contract liquidity pools and peer-to-peer loans), collateralized lending with liquidation mechanics, a Halborn security audit, and plans for a Sepolia testnet in Q4 2025 to trial borrowing against ETH/USDT and mtToken yield distribution. Analysts and on-chain observers interpret the whale-driven inflows as a rotation toward higher-risk, early-stage small-cap crypto (MUTM) while XRP consolidates. Traders should note the presale’s strong demand and rising token prices as potential short-term momentum drivers for MUTM, while XRP’s price weakness may continue to push liquidity into presales. This is a press-release style market narrative; do your own due diligence before trading.
Bullish
The news implies a bullish outlook for MUTM specifically, driven by clear on-chain accumulation, rising presale phases and token prices, and a sizable roster of holders and funds raised. For traders, strong presale demand often translates into short-term price momentum once market participants can trade or when allocation hype increases. The Halborn audit and testnet roadmap (Sepolia Q4 2025) add product credibility, which supports medium-term interest. Conversely, XRP’s weakness is the catalyst for the rotation but does not itself receive a bullish signal here; the coverage describes XRP consolidating around $2.10 while whales redeploy capital. Overall market impact: positive for MUTM (short- to medium-term momentum play) and neutral-to-negative for XRP price pressure due to capital outflows. Risks: presale markets are highly speculative, pricing can reverse on lock-up expiries, lack of mainnet launch, regulatory or execution failure. Traders should size positions accordingly and monitor unlock schedules, liquidity listings, and on-chain distribution for selling concentration.