Mutuum Finance (MUTM) Nears Full Presale Allocation at $0.035 as V1 Sepolia Launch Targets Q4 2025
Mutuum Finance (MUTM), a DeFi lending and borrowing protocol, is approaching full presale allocation while preparing its V1 lending launch on Sepolia testnet in Q4 2025. The MUTM token trades at $0.035 in Phase 6 (over 99% sold); the presale began at $0.01 and has raised about $19.45M so far. Total supply is capped at 4 billion MUTM, with 45.5% (≈1.82B) allocated to presale and roughly 825M already sold. The official launch price is set at $0.06. Protocol design includes pool-based mtTokens that represent yield-bearing deposits, peer-to-peer collateralized loans with utilization-based rates and LTV controls, and fees partly used to buy back MUTM for redistribution to stakers—creating usage-linked buy pressure. Development milestones: V1 on Sepolia in Q4 2025 supporting ETH and USDT, liquidity pools, mtTokens, debt tokens, and an automated liquidator; roadmap also lists an overcollateralized interest-bearing borrower stablecoin and Layer-2 integrations to lower costs and enable smaller positions. Security work includes a CertiK token scan score of 90/100, Halborn reviewing lending/borrowing contracts, a formal audit process and a $50,000 bug bounty. For traders, key data points are current presale price ($0.035), official launch price target ($0.06), funds raised (~$19.45M), supply metrics (4B total; 45.5% presale), high presale allocation velocity (>99% in Phase 6), buyback-and-distribution mechanics, and upcoming utility catalysts (Sepolia V1, stablecoin, L2). These factors point to potential pre-utility revaluation and short-term momentum risk around listing and launch events; monitor liquidity, lock-up schedules, audit outcomes and actual V1 deployment for medium-term conviction.
Bullish
The news is overall bullish for MUTM. Near-full presale allocation at $0.035, a staged increase from the $0.01 starting price and a set launch price of $0.06 suggest tightening supply ahead of listing — a common catalyst for price appreciation. The protocol’s buyback-and-redistribute mechanic ties token demand to usage, which can create recurring buy pressure once activity begins. Positive security signals (CertiK score, Halborn review, formal audit, bug bounty) reduce technical risk versus unaudited launches, improving investor confidence. Short-term: listing and presale exhaustion often drive momentum and volatility; speculative demand could push price toward or above the $0.06 target, but risks include low post-listing liquidity, large token unlocks, or unmet delivery of V1 features. Medium-to-long term: actual utility (Sepolia V1, stablecoin, L2 integrations), successful on-chain activity, and sustained buyback flows would support continued appreciation. Monitor timestamps for lockups, audit findings, liquidity depth, and V1 deployment progress for confirmation.