Paybis: stablecoins surge to 86% of cross-border B2B volume
A Paybis report released at Money20/20 Europe (Amsterdam) says stablecoins are rapidly expanding in cross-border business payments.
Stablecoins’ share of Paybis crypto transaction volume jumped from 12% (July 2023) to 86% (April 2026). Adoption is also building: 22.5% of surveyed companies either already use stablecoins for international payments or plan to within 12 months.
The growth is mainly B2B. In 2025, B2B accounted for 96.9% of stablecoin volume on Paybis, rising to 97.8% in the first four months of 2026. By May 2026, total stablecoin transaction volume reached $2.81B, up 135% versus Jan–Apr of the prior year.
Still, there are frictions. Over half of participants expect instant settlement, while some expect up to one day. Cost expectations vary, though Paybis says typical fees are often below 1%. Paybis executives argue wider stablecoin adoption depends on better banking access, stronger payment rails, and regulation-compliant on-/off-ramp infrastructure.
For traders, the key signal is that stablecoins are shifting toward real-world payment and treasury flows rather than purely speculative usage—supportive for transaction-related demand.
Neutral
The report points to strong growth in stablecoin *usage* for cross-border B2B payments (including rising market share on Paybis), which is supportive for demand for stablecoin transaction services. However, stablecoins are typically designed to maintain a stable value, so this news is unlikely to translate into a direct, large price move for any single “stablecoin” asset.
Short term, traders may see increased attention on stablecoin rails, payment infrastructure, and liquidity providers rather than a clear directional bet on stablecoin price. Longer term, if the infrastructure gaps Paybis highlights (banking access, payment rails, compliant on/off-ramps) are addressed, it could further accelerate real-world settlement volumes—again improving ecosystem activity more than changing stablecoin pricing.