PayPal Pay with Crypto: 100+ Coins & 90% Fee Savings
PayPal has launched Pay with Crypto for U.S. merchants, enabling acceptance of over 100 cryptocurrencies including BTC, ETH, SOL, XRP, USDT and USDC. Pay with Crypto offers near-instant cross-border settlement and transaction fees as low as 0.99%, up to 90% cheaper than traditional cards. Merchants can convert received crypto into fiat or stablecoins, including PYUSD with 4% APY, immediately. The service integrates with major exchanges (Coinbase, OKX, Binance, Kraken) and wallets (MetaMask, Phantom, Exodus) under the PayPal World and Venmo PayPal Word initiatives. A closed SEC PYUSD probe and a new Fiserv partnership embed stablecoins into enterprise payment workflows. U.S. rollout starts soon, targeting borderless commerce across a $4 trillion market and 650 million users. Traders should watch for rising Pay with Crypto transaction volumes and increased demand for PYUSD and key tokens, which may boost market liquidity and price support.
Bullish
PayPal’s Pay with Crypto greatly reduces transaction friction and costs, driving higher merchant adoption and transaction volumes. In the short term, demand for PYUSD and major tokens is likely to rise, boosting market liquidity. Over the long term, broad integration across wallets and exchanges via PayPal World and Fiserv partnerships will enhance market depth and support price stability, positioning key coins for further gains.