Revolut Profit 2.3B Extends 5-Year Profit Streak as Users Hit 68M

Revolut profit for 2025 reached $2.3B pre-tax, extending its five-year profit streak. The company also reported $6B in revenue and 38% margins, strengthening its position among the few profitable digital banks while many peers still post losses. Revolut profit growth is supported by diversification across 11 product lines, each generating over $100M annually. Subscriptions were the fastest-growing revenue stream, up 67%. Customer activity improved as investments and transactions rose by 24%, while account balances and savings increased by 11% and paid subscriptions by 9%. The customer base expanded to 68M users globally. Revolut said 63% of new customers came via word of mouth. Customer balances rose to $67.5B (+66%), and the credit portfolio grew 120%, indicating higher usage of savings and lending products. Revolut Business contributed 16% of total revenue, with segment growth above 140% in Singapore, Australia, and the United States. On expansion and regulation, Revolut confirmed a UK banking license approval and launched banking services in Mexico. In the United States, it filed for a national bank charter. The firm now holds more than 30 banking licenses across 40 markets, supporting its shift from a payments platform toward a full banking model combining savings, lending and investments in one app.