Revolut profit jumps 57% to $2.3B as crypto platform scales
Revolut, the crypto-friendly fintech, reported record 2025 results. Profit before tax rose 57% year over year to $2.3 billion, while revenue climbed 46% to $6 billion. The company also posted its fifth straight year of net profit, at $1.7 billion, with margins improving to 38%.
Revolut’s growth was backed by a wider mix of services. Card payments, subscriptions, foreign exchange and wealth products each contributed meaningful income. Customer activity accelerated too: total balances rose 66% to $67.5 billion and transaction volume reached $1.7 trillion. Revolut added 16 million retail users, bringing its total to 68.3 million, plus 767,000 business accounts.
Regulatory progress is central to Revolut’s strategy. It now operates as a licensed bank in more than 30 markets (including the UK, as of this month) and has filed for a US banking license.
Looking ahead, Revolut plans to invest $13 billion over five years and targets 100 million customers by 2027. Through its platform, users can buy and sell crypto, including via its dedicated exchange, Revolut X.
Neutral
Revolut’s earnings beat and fast user/balance growth are constructive for the broader crypto-onramp narrative, because larger, regulated distribution channels can support demand for crypto trading. The $13B investment plan and expanding bank licensing (UK already included; US license filing) reduce long-run operational risk.
However, the news is primarily about corporate fundamentals rather than a direct crypto market catalyst (no specific token, no protocol change, no exchange listing). As a result, near-term price impact is likely limited. Traders may view it as “gradual bullish plumbing” for onramps, but without immediate supply/demand shocks to major coins, market reaction should stay muted.
Historically, when regulated fintechs report strong growth and licensing progress, crypto-related assets often benefit at the narrative level, while spot price moves typically require token-specific catalysts (ETF flows, major exchange upgrades, or macro shocks). That makes this development more neutral for trading than a standalone bull signal.