Ripple Labs’ $4B Acquisitions to Integrate XRP Ledger in TradFi

Ripple Labs invested nearly $4 billion in 2025 to acquire Hidden Road and GTreasury, boosting its valuation to $40 billion. The firm also secured $500 million in funding and launched Ripple Prime, a US institutional OTC spot trading platform. At Swell 2025, CEO Brad Garlinghouse outlined plans to integrate XRP Ledger technology into traditional finance through partnerships with major banks. Despite XRP’s price remaining flat this year, Ripple expects regulatory easing and rising institutional demand for digital assets to drive future growth. Banks, however, await clearer US crypto regulations before fully adopting these solutions.
Bullish
Ripple Labs’ significant acquisitions and funding boost its capacity to promote XRP Ledger integration in traditional finance, while Ripple Prime’s launch enhances institutional OTC trading services. These developments signal growing institutional demand for XRP and potential new use cases. Although XRP’s price has been flat, planned partnerships with major banks and anticipated regulatory easing in the US point to increased adoption and liquidity. Historically, similar institutional endorsements have led to positive price movements in the short term, and long-term growth prospects remain strong as XRP’s utility in settlement and liquidity services expands. However, ongoing regulatory uncertainties may temper rapid price surges, suggesting measured but overall bullish sentiment.