Ex-Ripple CTO Schwartz: Market Isn’t Pricing XRP $10,000
Former Ripple CTO David Schwartz pushed back on renewed claims that XRP could reach $10,000 within a decade. He argued the market does not show the kind of accumulation you would expect if large investors truly believed in an XRP $10,000 scenario.
Schwartz said credible institutional-level expectations should already be reflected in price and buying pressure. He also stressed there is no concrete evidence supporting the bullish narrative, framing his comments as personal judgment rather than influenced by legal or external factors.
The article further highlights the wider policy debate around the crypto industry, referencing concerns about the proposed CLARITY Act. Schwartz called for clearer, open communication with regulators to avoid excessive overregulation.
For traders, the immediate takeaway is sentiment: skepticism toward an XRP $10,000 target may cool extreme hype, but it does not change XRP’s core fundamentals or regulatory status in this report. Near-term price action may depend more on positioning, liquidity, and whether real XRP demand confirms or contradicts the “not priced in” argument.
Neutral
Schwartz’s comments directly challenge an extreme long-term XRP price target ($10,000), which can dampen speculative sentiment and reduce the appeal of “priced in” upside narratives. That said, the article does not introduce new XRP-specific regulatory outcomes, protocol changes, or fundamental catalysts. It mainly reframes expectations: if big investors truly believed in an XRP $10,000 path, price action would likely show earlier accumulation.
Short term, traders may see a sentiment cooling effect (less hype, potential profit-taking from target-chasing). Long term, without concrete evidence of regulatory reversal or fundamental deterioration, the impact should be limited to narrative positioning rather than fundamentals. Overall, market stability for XRP hinges on whether spot/flow data later confirms real demand versus remaining largely speculative.