Ripple IPO Ruled Out After SEC Win, Private Growth Ahead
Ripple IPO plans remain shelved despite a decisive SEC victory and a $500 million funding round valuing the company at $40 billion. Avoiding a Ripple IPO allows the company to sidestep public market pressures and drive self-funded innovation.
President Monica Long confirmed at Swell 2025 that Ripple will stay private, focusing on organic and inorganic growth powered by private capital. The decision follows the resolution of a five-year SEC lawsuit in August 2025, where Ripple paid a $125 million penalty to secure regulatory clarity.
Ripple’s RLUSD stablecoin hit monthly volumes above $860 million by November 2025, and RippleNet processed over $100 billion in annual cross-border payments. XRP trades at $2.26, up 0.9% on the day, reflecting market stability post-litigation. Traders should watch XRP’s supply management, stablecoin adoption, and Ripple’s strategic partnerships for potential bullish momentum.
Bullish
This news has a bullish impact on XRP. In the short term, XRP’s price has already risen following the resolution of the SEC lawsuit, reflecting reduced regulatory uncertainty and market confidence. Over the long term, Ripple’s decision to reject a public offering and focus on private growth, stablecoin adoption, and strategic partnerships should support sustained demand for XRP through network expansion and clearer supply management. Reduced public market pressures and ongoing product innovation are likely to enhance investor sentiment and trading volume.