AMINA Bank becomes first European bank to adopt Ripple Payments for RLUSD and stablecoin settlement
Swiss FINMA-regulated crypto bank AMINA Bank has integrated Ripple Payments and is the first European bank to go live with Ripple’s payment solution. The partnership enables AMINA to offer crypto-native clients parallel settlement in fiat and stablecoins, including Ripple’s USD stablecoin RLUSD, and complements AMINA’s prior support for RLUSD custody and trading. By settling transactions off traditional banking rails, the integration aims to reduce cross-border settlement costs, speed up transfers, and increase transparency for businesses and institutional clients. The move builds on Ripple’s wider global expansion in regulated markets and underscores growing institutional adoption of stablecoin-based settlement for cross-border payments. Keywords: Ripple Payments, AMINA Bank, RLUSD, stablecoin settlement, cross-border payments.
Bullish
This development is bullish for the price prospects of RLUSD and for Ripple-related on‑chain utility because it signals real-world institutional adoption and a new settlement corridor. AMINA going live with Ripple Payments and enabling parallel fiat/stablecoin settlement increases demand and utility for RLUSD among institutional clients that need faster, lower-cost cross-border transfers. Short-term impact: modest upside pressure as market participants price in increased institutional usage and potential on‑chain volume; any immediate price move may be limited while integrations scale and flows are measurable. Long-term impact: more meaningful bullish signal — repeated institutional integrations and regulatory-compliant rails tend to increase sustained demand, liquidity, and market confidence for a stablecoin’s ecosystem and related services. Risks that could temper upside include regulatory changes, broader market downturns, or if RLUSD fails to capture significant transactional volume versus competitors.