DAS: Ripple and XRP Poised to Transform Cross‑Border Payments as Standard Chartered Signals Fed Rate Cut

DAS Research names Ripple and its native token XRP as emerging leaders in global payments, highlighting RippleNet’s near‑instant, low‑cost cross‑border settlement capabilities and the growing institutional interest in XRP. The report notes increasing partnerships between Ripple and banks/payment providers, and cites Ripple‑backed stablecoins such as RLUSD as liquidity and predictability enhancers for payment flows. Key adoption drivers include RippleNet integrations, RLUSD uptake, and potential regulatory approvals or XRP‑based ETFs that could raise institutional participation and liquidity. Risks flagged include intense stablecoin competition, regulatory scrutiny, and limited on‑chain usage by banks which still rely on correspondent banking. Separately, Standard Chartered forecasts a 25bp Fed rate cut amid slowing U.S. jobs and global pressures; DAS and the bank argue that lower rates would raise liquidity and investor appetite for alternative assets, potentially benefitting XRP alongside Bitcoin and Ethereum. For traders: monitor Ripple partnership announcements, RLUSD adoption metrics, ETF/regulatory developments, and macro cues (Fed guidance and rate markets). Short‑term price moves may respond to news flow and liquidity shifts; long‑term upside depends on measurable institutional integration and regulatory clarity.