RippleNet Adds SWIFT Messaging and ISO 20022 Support

Published: 2025-09-06 20:09:24 |

SMQKE recently shared Ripple’s documentation showing that RippleNet integrates SWIFT messaging interoperability. RippleNet also aligns its payment object with the ISO 20022 pacs.008 standard. These features ensure RippleNet can exchange messages directly with SWIFT-based institutions. Technical interoperability reduces onboarding friction and translation errors. It lets banks adopt blockchain settlements without scrapping legacy SWIFT rails. This design positions RippleNet as a bridge in cross-border payments. Although there’s no official SWIFT partnership, the documented interoperability supports potential institutional adoption. Traders may see increased XRP demand if banks integrate RippleNet to streamline global transfers.

Bullish

This interoperability announcement is bullish for XRP because it validates RippleNet’s technical readiness to integrate with major banking infrastructures. Past examples, such as ISO 20022 adoption by SWIFT itself, have led to increased interest in compatible platforms. By reducing integration friction and translation errors, RippleNet becomes more attractive to financial institutions. In the short term, traders may respond positively as potential institutional deals come into view. Over the long term, widespread adoption of RippleNet’s SWIFT and ISO 20022 features could drive sustained demand for XRP as a settlement asset.