Wall Street Eyes Spot XRP ETF With $1B+ Inflow Forecast
Crypto analysts Nate Geraci and Matt Hougan say the SEC’s 2025 rule change on generic listing standards opens a fast track for a spot XRP ETF. They project first-month inflows could exceed $1 billion as Wall Street trading desks shift focus from crypto Twitter. The ETF would hold XRP with a qualified custodian and issue shares via brokerage and retirement accounts, unlike futures-based funds. Approval still depends on SEC assessments of market surveillance, custody safeguards and pricing transparency. Major issuers have filed or signaled intent to launch a spot XRP ETF. While U.S. investors wait for approval, non-U.S. traders can access XRP ETPs on Swiss and European exchanges. Analysts note that a spot XRP ETF would enhance payment-focused allocations without replacing Bitcoin or Ether ETFs.
Bullish
The prospect of an approved spot XRP ETF is bullish for XRP. In the short term, anticipation of SEC approval and expected inflows above $1 billion could drive demand and price momentum as traders position ahead of listing. Over the long term, a regulated ETF would broaden institutional and retail access, increase liquidity and reduce custody risks. This improved market structure and mainstream brokerage availability could attract new capital, supporting sustained growth and price stability for XRP.