Stablecoin speed don rise, JPMorgan dey look efficiency pass cap

JPMorgan tok say stablecoin use dey surge, but market cap alone no fit explain real activity. Di bank point say stablecoin velocity don rise as payments dey shift to real-time settlement—people dey expect funds to move as fast as information. E note say stablecoin market don pass $300B, and transaction volume dey grow faster than market size. Quoting a16z, di article talk say stablecoins don handle tens of trillions in annual transaction volume, wey mean strong utilization even if exact figures fit vary by methodology. One key follow-through na say stablecoins fit dey act less like “idle digital cash” and more like core financial infrastructure as instant settlement become must-have. Regulatory clarity fit reinforce dis: the U.S. GENIUS Act dey framed to require 1:1 backing with high-quality reserves (like dollars or Treasuries), wey fit encourage institutional participation and increase how often liquidity dey reused. Market structure still concentrated, wit Tether (USDT) dominant and Circle (USDC) far behind as number two. For traders, di main signal na stablecoin velocity dey improve liquidity and settlement conditions, even without proportional jump in stablecoin market cap—though dis fit still raise near-term volatility around flow bursts.