Stablecoins Surge: $7.2T Monthly Volume, $1.5Q by 2035
Stablecoin activity is accelerating sharply, supported by regulatory momentum and real-world payments use cases. The report cites Chainalysis data showing Stablecoin Adjusted Volume rose 133% from 2023 to $28 trillion in 2025, with monthly volume reaching a record $7.2 trillion. That scale surpasses major traditional payment rails such as U.S. ACH and Visa.
Usage signals are also rising: Artemis data shows Adjusted Transaction Volume exceeded 8.1 trillion through March 2026, with transactions nearing 2 trillion, while Stablecoin Addresses climbed to 51.6 million over the last 30 days.
Looking ahead, Chainalysis projects stablecoin volume could exceed $719 trillion by 2035, driven by generational wealth transfers and point-of-sale adoption. With an estimated $80–$100 trillion shifting from boomers to millennials and Gen Z—nearly half of whom hold crypto—stablecoins could add over $508 trillion in transaction volume. The article also highlights a potential policy tailwind: the GENIUS Act in the U.S. in 2025 boosted growth, while the Clarity Act (stalled in the Senate) could further improve the stablecoin growth path if passed.
For traders, the key takeaway is that stablecoins are not just a speculative narrative; their Stablecoin volume growth suggests improving liquidity and on/off-ramp efficiency across crypto markets and TradFi-to-crypto rails.
Bullish
Bullish（偏多）主要来自“稳定币交易规模持续抬升”的确定性信号。文章给出的关键数据——稳定币调整后成交量 2025 年达 2.8 万亿美元、月度成交量创纪录 7.2 万亿美元——意味着加密市场的流动性与资金周转效率可能在改善。这通常会降低交易滑点、增强跨交易所/跨市场资金调度速度，从而对风险资产（尤其是交易活跃度高的币种）形成支撑。
短期看，监管催化（GENIUS Act 已带来增长预期）往往会提升市场对合规可持续性的信心，交易者可能更愿意把资金留在链上并进行高频周转；若 Clarity Act 未来被推动，相关预期也可能带来阶段性情绪利好。
长期看，如果稳定币确实朝着“更接近默认支付/支付基础设施”的方向演进，并伴随代际财富转移与线下收银采用，那么链上支付与结算需求会更稳定，稳定币供应与使用场景可能进一步扩张。类似历史上“基础设施与合规框架逐步清晰”时（如监管明确后交易与资金效率提升的阶段），市场往往先反映在流动性指标，再逐步传导到价格表现。
需要注意的是，文中主要是成交量与地址等使用数据，未直接给出具体币种的供需结论；因此更偏向“市场基础设施偏多”，但不等同于所有代币立即上涨。