Stripe Launches USDC Subscriptions on Polygon and Base

Published: 2025-10-14 21:39:17 |

Stripe has rolled out USDC subscriptions on the Polygon and Base blockchains, enabling merchants to automate stablecoin billing directly via crypto wallets with fiat settlement through the Stripe Dashboard. The smart contract-powered feature lets customers pre-authorize up to 400 wallets for recurring USDC payments without manual transaction approvals, streamlining billing for AI platforms, Web3 services, and other subscription-based businesses. Alongside, Stripe’s Bridge unit is seeking a national trust charter from the U.S. OCC—joining Circle, Ripple, and Paxos—to enhance regulatory oversight and support its broader stablecoin ecosystem, including the Open Issuance platform. With stablecoin market capitalization exceeding $293 billion and $3.7 trillion in monthly transfers across 29 million active addresses, Stripe’s USDC subscriptions and regulatory push are poised to accelerate on-chain payment integration and cross-border commerce.

Neutral

Since USDC is pegged to USD, expanding subscription features should support broader use cases and on-chain activity, boosting demand for USDC but not affecting its dollar peg. In the short term, traders may see increased on-chain volume and arbitrage flows, but no price volatility. In the long term, on-chain stablecoin billing integration will solidify USDC’s market position and network effects while maintaining price stability.