Banks no dey gree for blockchain transfers pass $1B; Ripple dey urge make dem slowly join XRP Ledger

For Paris Blockchain Week 2026, Ripple executive Markus Infanger tok say big banks dey reluctant to shift $1B+ transfers to blockchain rails. Him argue say the wahala na institutional trust and operational reliability, no be blockchain technology. Banks need make settlement perfect for high-value payments, so dem still dey rely on old, heavily regulated infrastructure. Infanger add say traditional payment flows dey tie about $3T–$5T every year for credit risk controls, settlement delays, and liquidity buffers, plus more capital donde stuck for older systems even though customer interfaces don modernize. Even if pilots work, banks dey worry about settlement reliability when e reach big scale. For crypto traders, the key message na pacing: Ripple dey push next-generation settlement on the XRP Ledger for instant, low-cost cross-border payments, but e dey follow interoperability-first approach instead of comot SWIFT-like systems overnight. This mean near-term adoption fit slow pass market expectation, wey fit cool down momentum, while the “compliant, gradual integration” story fit still support XRP-linked sentiment.