Trump Delays Signing Housing Bill, Keeps Fed CBDC Ban Until 2030

US President Donald Trump cancelled a planned signing ceremony for the “ROAD to Housing Act,” which already passed Congress, delaying key implementation of a Federal Reserve CBDC ban until Dec. 31, 2030. The deferral is not a rejection of the bill, but it pauses the timetable to codify the Federal Reserve CBDC restriction in federal law. Trump said he will withhold his signature until Congress advances the “SAVE America Act,” an election bill. Procedurally, the constitution’s 10-day sign/veto window starts only after formal presentment to the White House; because the ceremony was cancelled before presentment, the clock has not started. That leaves near-term uncertainty: the bill could still be signed, vetoed, or effectively proceed without his signature within the window. For crypto traders, the CBDC language is aimed at any Fed-issued digital liability (including via intermediaries) and would require congressional authorization for a “substantially similar” digital asset. Importantly, the text does not ban private stablecoins, and the article contrasts the restriction with USDT (Tether) and USDC (Circle). Net impact: a short-term delay to the Federal Reserve CBDC restriction, while stablecoin policy clarity is largely unchanged by this bill. Traders should watch for the timing of presentment/signature because it can quickly shift expectations for US CBDC regulation ahead of 2030, even if near-term stablecoin sentiment is likely steadier.