Visa dey pilot stablecoin prefunding to make global payments dey waka fast
Visa don launch beta pilot for stablecoin prefunding for e real-time Visa Direct network wey allow businesses to deposit fiat-pegged stablecoins for cross-border payments and cut settlement time from days to minutes. Dem first announce am on September 30 and show am for Sibos 2025, dis trial open to selected partners and e dey plan to get limited availability by April 2026. People wey receive fit choose to collect money in local currency after on-chain settlement. The initiative dey combine blockchain programmability with Visa network, e dey follow new regulatory frameworks (like U.S. GENIUS Act, EU MiCAR, Asia rules), and e come at the time wey stablecoins – led by USDT and USDC – don pass $307 billion market cap.
Neutral
Visa stablecoin prefunding pilot na represent big boost for cross-border payment efficiency and fit drive higher transaction volume for USDT and USDC. Stablecoins dem design to keep 1:1 peg wit fiat. So, even though more people dey demand and adoption dey grow, price e no go yawa too much. For short term, market fit get more confidence for stablecoin liquidity, but for long term, price impact go still dey neutral because of how these assets dem pegged.