GENIUS Act Dey Allow Regulated USDT Re-Entry & On-Chain USDC

US Congress don pass GENIUS Act for July 2025 wey create federal stablecoin regulation framework for US market. Under GENIUS Act, stablecoin makers must hold 1:1 reserve with cash, US government debt, or FDIC-insured deposits, and dem must dey operate as federal bank or state regulated institution. The law no allow interest payment but e permit on-chain settlement and cross-border payment for USDT and USDC, wey go make dem faster ready for institutional use. Tether go use the law three year transition period come enter back the US market, come issue fully compliant USDT by end 2025, plus offer high efficiency stablecoin for payment, bank settlement and trading. Circle wey dey issue USDC don build trust with institution cause of transparency and dem dey try get OCC national trust bank license, dem dey also work with BlackRock and BNY Mellon to join stablecoin with traditional treasury management. Chainalysis data show say USDT and USDC volume dey rise for emerging market like Nigeria, Argentina, Lebanon and Vietnam, wey show how stablecoin dey play role as digital dollar. GENIUS Act wey dey make sure say dem get full reserve, regular audit, plus strict AML/KYC, go reduce market risk and open way for quick and effective stablecoin use for mainstream finance. Crypto traders need dey monitor USDT, USDC supply, regulatory news and on-chain flow to catch new trading signal for the growing DeFi space.