Analyst: XRP Could Reach $100 by 2030 if Liquidity and Settlement Demand Materialize
Crypto commentator 24HrsCrypto reiterated a probability-based view that XRP (XRP) could reach $100 by 2030, arguing the thesis rests on structural liquidity formation, settlement demand and real-world tokenization rather than short-term market hype. The analyst emphasized that he provided no explicit numerical valuation model, instead tying the outlook to measurable growth in on-chain economic activity and sustained trading volume. He noted XRP underperformed in 2025 and fell below $2 heading into 2026, but said rising usage and structural market changes could support long-term appreciation. As a nearer-term scenario, 24HrsCrypto put a plausible target of about $20 for 2026 if adoption and trading activity expand materially. A key barometer cited is daily trading volume: sustained volume approaching or exceeding $200 billion per day would signal robust utility and capital flow into XRP (for context, BTC spot volume averages ~ $32 billion/day; XRP’s single-day peak was roughly $37 billion on 6 Apr 2021). The commentator defended past calls on Ripple partnerships, a stablecoin launch and regulatory positioning, and referenced Ripple CEO Brad Garlinghouse saying Ripple received conditional approval from the OCC to pursue a U.S. national trust bank charter. He framed the $100 target as contingent on structural change—settlement use cases and liquidity—rather than immediate market cycles. Disclaimer: these are opinions and not financial advice.
Bullish
The commentary is overall bullish for XRP because it ties higher long-term prices to structural adoption rather than mere speculation. Short-term impact is neutral-to-mixed: the analyst acknowledged recent underperformance (sub-$2 into 2026), which limits an immediate price impulse. Medium- to long-term the thesis could spur bullish positioning if traders interpret rising on-chain activity, institutional settlement flows or regulatory progress (e.g., Ripple’s OCC update) as credible catalysts. The suggestion of a $20 target for 2026 gives traders a nearer-term bullish scenario to consider, while the $100 by 2030 projection functions as a conditional upside bound contingent on large increases in liquidity and daily trading volume. Key market signals to watch: sustained growth in XRP daily trading volume, on-chain settlement activity, institutional onboarding, and concrete product or regulatory milestones. If those metrics advance, the news would likely support accumulation and longer-term bullish sentiment; absent measurable progress, the claim remains speculative and market impact would be muted.