Levi Rietveld: XRP adoption could drive $150 by 2040
A video by financial expert Levi Rietveld argues that XRP’s long-term potential is tied more to adoption growth than to short-term price action.
Rietveld says XRP is expanding at a “massive pace” and that adoption could accelerate further if user uptake continues. He points to XRP holder estimates of about 18 million to 25 million globally—still under 1% of the world’s population, implying XRP is early in its adoption cycle.
To support the thesis, he compares XRP’s holder growth over two five-year windows: adoption previously rose by roughly 50%, then increased to around 120%. Looking ahead, he projects about 240% growth over the next five years, which would lift the XRP community to roughly 280 million users by 2040 (not presented as guaranteed).
Using the historical internet adoption curve as an analogy, Rietveld further projects XRP could reach 1.8 billion to 2 billion users by 2040—around 20% of the global population using XRP in some way. Under that scenario, he estimates XRP’s value could rise above $150 per coin.
For traders, the key takeaway is that the article’s bullish case is primarily adoption-driven and long-dated, so it may influence sentiment more than it should immediately change near-term technical setups. (Not financial advice.)
Bullish
The article frames XRP as a long-term winner via faster-than-expected adoption, citing 18–25 million holders and projecting 280 million users by 2040, with 1.8–2.0 billion users and a potential move above $150 if adoption reaches ~20% global penetration. That narrative typically boosts bullish sentiment: traders may front-run potential “adoption → valuation” re-rating themes, even if the timeline is far out.
Short-term, the impact is likely indirect—more related to headlines and positioning than to immediate cash-flow or protocol changes. Similar past cases in crypto showed that long-horizon adoption stories often strengthen dips’ demand and increase speculative bids when liquidity conditions allow.
Long-term, if holder growth and on-chain/usage metrics start to confirm the trajectory (faster growth rates, expanding active addresses, partnerships), XRP could see multiple-expansion sentiment and stronger trend follow-through. However, because the projections are explicitly speculative and not tied to new catalysts in the article, downside risk remains if adoption stalls—leading to disappointment-driven reversals.
Overall, the direction is bullish sentiment, but the timing uncertainty keeps the effect more gradual than immediate.