XRP Bulls Say Institutional ETFs, Treasuries and Regulation Point Well Beyond a $10 Price
XRP community figures argue current price understates long-term potential as spot XRP ETFs and corporate treasuries accumulate holdings despite price weakness. XRP is trading near $1.85, about 50% below its July peak of $3.66. Since mid-November, spot XRP ETFs have attracted roughly $1.16 billion in inflows, with about $500 million added in December; asset managers (21Shares, Bitwise, Grayscale, Franklin Templeton, Canary Capital) now oversee some $1.27 billion in XRP assets. No-day net outflows have been reported for these ETFs. Corporates including Wellgistics Health, Webus International and VivoPower have announced plans to hold XRP as treasury reserves, and Ripple is involved in a joint initiative with Evernorth to build an XRP treasury project that could hold up to $1 billion. Regulatory hopes center on the CLARITY Act markup expected January 2026, which supporters say could clarify US crypto rules and boost institutional participation — a potential tailwind for XRP given Ripple’s compliance focus. Community pundit XRPee summed up the sentiment: “They’re not doing all this for a $10 XRP,” reflecting belief that ETF flows, corporate treasuries and favorable regulation imply a valuation materially above $10 is plausible. The article notes that a $10 XRP would imply ~ $601 billion market cap vs current ~$113 billion and includes the usual investment disclaimer.
Bullish
The article outlines three primary bullish drivers for XRP: steady institutional inflows via spot XRP ETFs, corporate treasury adoption, and potentially favorable US regulation (CLARITY Act). ETF inflows — $1.16B cumulative with no net outflow days — indicate persistent demand and institutional allocation that can underpin price floors and reduce volatility over time. Corporate treasury holdings and a planned $1B XRP treasury project signal additional long-duration buy pressure and reduced circulating supply available to markets. Anticipated regulatory clarity often acts as a catalyst for institutional entry; if the CLARITY Act clarifies custody and securities status, more allocators may increase exposure to XRP. Short-term impact: price may remain volatile and bounded while markets digest ETF flows and macro liquidity; traders could see continued accumulation without sharp outflows, supporting range-bound rallies. Long-term impact: sustained institutional demand and treasury adoption could materially increase market capitalization and drive a higher valuation multiple for XRP. Historical parallels include spot BTC and ETH ETF launches, which corresponded with steady inflows and helped lift market confidence and price over months. Risks remain — regulatory outcomes can surprise, and valuation assumptions are large (a $10 XRP implies a massive market cap) — so while structural signals are bullish, execution and macro conditions will determine magnitude and timing.