Expert: Banks’ XRP Adoption Could Unlock Massive Asset Flows — Traders Should Prepare

Crypto analyst Jake Claver and XRP community figures argue that Ripple’s technology is evolving from a blockchain project into a payments and settlement infrastructure being implemented by banks and financial institutions. Claver says this structural shift—real-world assets and institutional rails being built on the XRP Ledger (XRPL)—is underappreciated by traditional finance and could create early-mover advantages before price reflects long-term utility. XRP has recently traded under pressure, around $1.54–$1.58, failing to hold $1.60 support. Community developer Bird (@Bird_XRPL) sees the bear phase nearing its end, citing macro indicators (Russell 2000 highs, Bitcoin dominance topping, weakening gold/silver momentum) and positive sentiment from Ripple leadership as signals the next pump is close. If XRPL-based systems start moving substantial real-world assets, proponents predict a significant price re-rating that could drive XRP above prior resistance levels, potentially back toward $3 and beyond. Key names: Jake Claver, Bird (DropCoin developer), Ripple leaders Chris Larsen and David Schwartz. Primary keywords: XRP, XRP Ledger, Ripple, banks, institutional adoption.
Bullish
The article presents arguments and on-chain/institutional adoption narratives that are bullish for XRP over the medium to long term. Key bullish factors: claims of banks implementing XRPL-based systems (potential to unlock large pools of locked real-world assets), positive community sentiment, and macro/rotation signals cited by community figures. While current price action is weak (trading near $1.54–$1.58 and under $1.60 support), the narrative centers on adoption-driven utility rather than speculative momentum — historically, adoption news and actual integration by institutional rails have produced strong multi-week to multi-month rallies for assets (e.g., prior ETF approvals lifting BTC/ETH). Short-term impact: mixed — price could remain volatile or see further downside while awaiting concrete adoption milestones; trader reaction may include accumulation by longs expecting re-rating, and volatility spikes around confirmations. Medium/long-term impact: potentially bullish if institutions begin moving sizable RWA through XRPL, as a demonstrable increase in transaction volume and utility typically supports higher valuations and improved market confidence. Risks remain: adoption claims need verification, regulatory/legal developments, and broader crypto market conditions (BTC direction, liquidity) will influence outcomes. Overall, the article should be read as bullish sentiment and a potential catalyst if institutional adoption materializes, but not as immediate price certainty.