XRP Rich List Reveals Top Holder Concentration as Mid-Tier Balances Decline

Published: 2025-11-24 00:09:42 |

An XRP Rich List analysis shows the distribution of wallet balances across tiers. Over 3.4 million accounts hold under 20 XRP, and 2.5 million hold between 20 and 500 XRP. Just 711,764 accounts (top 10%) require a minimum of 2,349.79 XRP. As balances rise, wallet counts drop sharply: 252,365 addresses hold 500–1,000 XRP, 593,297 hold 1,000–5,000 XRP, and only 28,174 hold 50,000–75,000 XRP. High-tier consolidation intensifies, with 5% of wallets holding over 8,161.10 XRP, the top 1% (73,143 addresses) each holding at least 50,637 XRP, and the top 0.01% (712 wallets) commanding at least 5.59 million XRP. The XRP Rich List metrics highlight growing concentration among large holders, underlining institutional confidence in XRP’s cross-border use but raising concerns over mid-tier liquidity tightening.

Neutral

The analysis shows sustained institutional confidence driving concentration in top XRP holders, which supports price stability, while reduced mid-tier liquidity could limit trading volume and volatility. These opposing forces balance out, leading to a neutral impact on XRP’s price outlook.