If XRP Reached Silver’s $4.48T Market Cap, Price Could Hit $74

Published: 2025-12-30 02:22:41 |

Analysts estimate XRP could reach roughly $74 per token if its market capitalization matched silver’s recent $4.485 trillion valuation. Silver surged 174% in 2025 to $79/oz, pushing its market cap to about $4.485T. XRP’s circulating supply is ~60.57 billion tokens; at present XRP’s market cap is ~$112B (price ~$1.87), down from a $216.7B peak in July 2025. Matching silver would imply a 3,857% gain from current levels. The analysis frames XRP as “digital silver,” noting that such an outcome would require broad adoption, institutional participation, greater liquidity, regulatory clarity, and expanded use in cross-border payments. Analysts caution this is an extreme, theoretical upside scenario and not short-term price guidance. The piece stresses the $74 figure as a long-term reference for traders, highlighting adoption and market dynamics as key determinants.

Neutral

The article presents a theoretical upside scenario rather than reporting an actionable catalyst. Calculating XRP at silver’s $4.485T market cap yields a $74 price — a useful long-term reference but contingent on major structural changes: sustained adoption, institutional inflows, regulatory clarity, and greater real-world utility. There is no immediate news (partnership, regulatory decision, or macro event) likely to trigger rapid re-rating. Historically, comparisons to precious metals (e.g., ’digital gold’ narratives for BTC) can boost sentiment and attract long-term capital, but do not guarantee short-term price moves. For traders: short-term impact is likely neutral to mildly bullish if sentiment picks up, but absent concrete catalysts the market will require time to price such a large revaluation. Long-term, if adoption and institutional participation increase, the thesis could be bullish; otherwise the scenario remains speculative. Key indicators to watch: on-chain adoption metrics, institutional inflows (OTC/ETF activity), regulatory clarity regarding Ripple/XRP, and large-scale payment integrations.